Money Matters

  • Money Matters

    Our Journey to Becoming Debt Free

    I married a financially wise man. Tim didn’t bring any consumer debt into our marriage. The only debt he had was our house. We have been married for 10 years. During which time, we have managed to purchase two new used vehicles and pay for them within 2.5 years or less. I didn’t always appreciate the wisdom God has given my husband in this area. As a result, we had frequent money fights. When we first married, I was a full-time high school Spanish teacher and Tim was (and still is) a full-time Senior IT Analyst. Our combined income was a good six figures. Our bills were paid. We went…

  • Money Matters

    Consignment Shopping

    While many moms would like to try their hand at consignment shopping, some just don’t know where to start. In today’s blog entry, I am sharing my favorite online consignment stores and why. I actually mentioned a couple of them in a previous blog entry entitled “3 Money Saving Tips for Moms on a Tight Budget.” If you are considering consignment shopping, hopefully this list will help you get a jump start.   Swap.com – This is my favorite consignment store. When it first opened, it was only a children’s store. Now, they also sell new and used items for adults. The prices are very reasonable and the website is…

  • Money Matters

    It Costs to Live a Starbucks Life

    “Be sure you know the condition of your flocks, give careful attention to your herds;  for riches do not endure forever, and a crown is not secure for all generations.” Proverbs 27:23-24 A couple of weeks ago, while having dinner with some mommy friends, we began discussing the importance of teaching our children the value of money and to properly manage it.  My pastor’s wife, who happens to be a dear friend, told the story of she and her preteen daughter’s visit to Starbucks. It went something like this. Her daughter was very excited to be having Starbucks coffee. She ordered all the fancy frothing and toppings. When it was time…

  • Money Matters

    3 Money Saving Tips for Moms on a Tight Budget

    “A slack hand causes poverty,but the hand of the diligent makes rich.” Proverbs 10:4 One of the most difficult things for me to do when I became a stay-at-home mom was to cut my spending. Like most women, I have always really enjoyed shopping. It is actually therapeutic for me. However, when my husband and I decided I would quit my job to come home and raise our children, we had to establish a new budget, which meant less spending. Whether you are a stay-at-home mom or you work outside of the home, meeting the needs of children can be expensive. Fortunately, there are ways to cut costs and save…